We arrange a wide range of Trade Finance products designed to facilitate your needs when you do domestic or cross-border business. We pride ourselves on our high level of expertise in providing advisory services in structuring transactions to suit your specific requirements.

Our trade Finance specialists understand the dynamics of the local & global business environment and well-equipped to capture our clients’ complete end-to-end trade flows. Our local and global correspondent banking relationship helps clients to manage and build their local and international business. Our Trade & Business Services department includes a full range of import, export and guarantee products, thus offering a tailor-made solution to fit the individual need of each customer and serves as a “one point of contact & one window” for delivering world-class solutions to clients.  It provides a “one window” solution to customers.

Working Capital Financing is when a business borrows money to cover day-to-day operations and payroll rather than purchasing equipment or investment. Working capital financing is a common practice for businesses with an inconsistent cash flow.

Whether your business is facing cash flow issues or not, having extra cash in reserves is always good to secure yourself during unexpected circumstances. Working capital financing lets firms fulfils their short-term or urgent cash flow shortfalls.

Benefits of Working Capital Financing

This financing option is beneficial for different business types and purposes.

Below are key benefits of working capital financing:

• Cover Expenditure Gaps
• Zero Collateral Requirement
• Faster and Flexible
• Positive impact on the turnover ratio

Types of Working Capital Finance

There are several ways of financing working capital. The most common are:

• Working Capital loans
• Overdrafts
• Lines of credit
• Invoice Discounting
• Letter of Credit (LC)
• Loan against trust receipts (LATR)
• Short Term Loans (STL)
• Export Finance